Storm damage or the collapse of an old roof could be devastating. You suddenly find that something you put off is urgently needed and need to plan how you will pay for it before your home is destroyed. Don’t panic, however. There are many ways to afford a new roof before it becomes worse.

Consider Refinancing

Surprisingly you don’t have to look for money when your equity in your home can save you. A home improvement loan may be available if you have to quickly replace your roof. Home improvement loans are specifically designed for home repairs and use equity from your house to finance them.

To get the best rates and terms, speak to several loan officers if you decide this is the right option for you. Do not settle for the first offer that comes along simply because you have to. Many loan officers will be more than happy with better terms if they are aware that you are looking around.

Save Money

Although pulling money from savings might not be something you want to do, it is possible.

You can set a goal for yourself to save money every week to afford a new roof, even if you don’t have enough money.

It may be necessary to look at your budget to see where you can trim costs.

Check With Your Insurance

You might be surprised at how generous your insurance policy is. Because they worked hard with their insurance, some people can get their entire roof replaced.

You can ask your insurance company to cover your claim if you don’t want your finances to be affected.

Utilize Online Fundraising

Digital technology is a reality and many people use crowdfunding platforms to help pay for their financial woes. This is especially true if your closest circle of friends and family does not have enough money to pay for your new roof.

You might be able to save your home and afford a new roof with the help of a stranger.

Ask Friends and Family

It can be difficult to turn to your family and friends for financial assistance to afford a new roof. However, it is an important tool you have.

Everybody experiences times of need. You never know who might be willing or able to help you. Spread the word among your friends and family to see if anyone is willing to help.

Finance Repair Costs

There are still options if nothing else works, and you need to have your roof replaced right away. Many roofing companies offer financing options to allow you to pay your roof over time. You can still pay your roof using a credit card, or a personal loan.

There are many financing options available that will allow you to pay off your loan in a reasonable amount of time without accruing excessive interest.


You shouldn’t let the fact that you can’t afford a new roof stop you from protecting your home. Reggie Reed is a top St Petersburg roofer.

Do you have questions about who to choose for the best roof services? Reggie Reed Roofing is a family-owned roofing company that is one of the best roof repair companies in Pinellas County. There are many services available that can be tailored to your needs such as Roof Installation, Roof Repair, Shingle Roofs, Tile Roofing, Flat/Low Slope Roofing, Metal Roofing, Emergency Roof Repair, Residential Roofing, Commercial Roofing We are proud to ensure you with the best possible St Petersburg roof repair. Reggie Reed Roofing only uses the best quality materials and skilled roofing contractors. You can count on our professional contractors to help you with any repair or restoration project.

From the initial inspection to fulfilling the basic requirements and finally to providing a free estimate for your entire project, we are always happy to help. We are here to assist you with all your roofing needs. Contact us today, and we will send over a roofing expert to help you get your roofing done and be sure to check out our 5-star reviews!